of the area Realtors said:
"We had no chance of purchasing a home".
a young attorney, father of four and in a real estate market perpetually
on the increase there appeared to be little hope of purchasing a home
in the Placer County area. Enter Frank Ricci III, Creative Financing
Specialist. With great skepticism, I listened to Frank’s unique
proposal on how to put my family into a home. This skepticism
was not just internally created but came from being summarily dismissed
by many of the area realtors as having no chance of purchasing a home.
However, Frank insisted that we “swing at the ball” and we did.
had a very tight framework within which to work. We were determined
not to leave the small school district that the children were in,
we needed a home to accommodate four children and I wanted a space
for a garden.
not only met theses requirements he surpassed them. Moving from
a 1400 square foot rental to a 3400 square foot home certainly provides
room for the kids and the 1.8 acres provides “adequate” room for my
say that the financial considerations required creativity would be
a substantial understatement and Frank met that challenge as well
and put together a financing package that was manageable.
goes beyond the norm. The norm being a home purchase requires
large sums of money for the down payment or you rent.
does not subscribe to the notion that the norm must be rigidly adhered
to and therefore he makes things happen by creativity and persistence.
you are thwarted by conventional thought on home purchasing, consider
turning to Frank for creative assistance.
Wendell D. Peters, Attorney at Law