Frank Ricci


Creative Real Estate Solutions

Frank Ricci, PhD



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Synopsis of My Experience

I am Dr. Frank Ricci III and I've lead an exciting and varied life. I am an Air Force Veteran who while stationed in Washington, DC, was lucky enough to attend President Kennedy's Inauguration I also conducted secret work during the Viet Nam War.

After receiving my Honorable Discharge I became a Scientific Computer Programmer in Aerospace in Southern California. I also sang locally at night where a music executive discovered me and I became a Headliner in Las Vegas and awarded a Humanitarian Award for my work with Downs Syndrome children.

Continuing my education I received a Doctorate in Metaphysical Theology and Certification in Behavioral Therapy. I co-founded a national charitable health clinic conducting free seminar/clinics to more than 200 organizations nationally with over 150,000 employees attending.

Between my music and lecturing careers I traveled worldwide for many years. I eventually decided to settle down and obtained my real estate license and became a top producing Realtor for a national real estate affiliate.

I know that's a lot to take in, but all you have to do to accomplish this is practice the following seven steps to success:
1. Truly love life, 2. Always remain curious, 3. Never stop learning, 4. Give back by helping people in need, 5. Be appreciative and humble, 6. Believe it is all possible and most importantly - Live long enough!

"Good people can achieve great things when given a chance by others who care" has been my motto for many years because I've had the good fortune of receiving help from many others - No one can do it alone!

My Life in More Detail

Phase 1. After Headlining in Las Vegas starring alongside superstars like Frank Sinatra, Elvis Presley, Michael Jackson, Tony Bennett, Reba McEntire, Marty Robbins, Tammy Wynette and dozens more.

After performing thousands of shows in the U.S. and internationally my life took a drastic downturn, I contracted Cancer from second-hand smoke. I promised God, that if He helped me survive this potentially deadly disease, I would dedicate the rest of my life helping people improve their life. God granted me my wish and I have been Cancer free since 2002.

Phase 2. To keep my promise, I continued my education and received a PhD in Metaphysical Theology, certified in Behavioral Therapy and co-founded a charitable teaching, treating and inspirational health clinic with my wife Gwen.

My program was free and proven effective at helping people eliminate stress and stress-related issues such as excess weight, pain, insomnia and especially smoking addiction, an addiction that helped cut short my successful singing career.

I proceeded to conduct free health clinics to over 200 organizations and more than 150,000 employees attended. Organizations I helped nationally included major corporations, law enforcement, firefighters, health organizations, professional associations, government agencies, including the State of California and virtually all of its counties plus the entire California Highway Patrol. Feel free to visit my clinic, The FREND Group and to read Testimonials and Endorsements from grateful people and organizations we helped across America.

Phase 3. After traveling the world for several years as a Vocal Artist and Insprational Clinical Speaker my wife and I decided it was time to settle down.

During my years of success I enjoyed investing in real estate so I decided to go into a business I knew a fair amount about.

However, it was during a major recessionary period in real estate. Homeowners and developers could not sell their homes and many were defaulting on their loans. In addition, there were numerous Homebuyers that qualified for a loan but could not purchase a home because they lacked the required 20% down payment.

As I mentioned, I like helping people in need and heard of a little known program called Equity Sharing and believed it just might be the solution. After several months of meeting with real estate attorneys, I developed an “Equity Share Agreement" whereby an Investor would provide the down payment for a qualified buyer, co-own the property and participate in any future appreciation for a mutually agreed upon period-of-time.

The nice part was that the Investor's down payment was not a loan so it did not inhibit the buyer’s ability to make the monthly payments to the primary lender thus avoided PMI. This excited me because it was a chance for me to help both Buyers and Sellers in need.

I presented my program to three major lenders that reviewed my program and all three approved it.

To market my program, I created and hosted a "Real Estate Talk Show". It was a hit and I became Top Producer and Investment Manager for a Coldwell Banker affiliate.

The "San Francisco Chronicle" featured me in one of their real estate articles and the "Wall Street Journal" also featured Equity Sharing as a viable program for homebuyers.

I am gratified and humbled at the assistance my program has given people who needed my help and I am proud to be one of a handful of Equity Share Facilitators in the United States.

I truly believe Equity Sharing will become an integral part of real estate in the 21st Century!

I invite you to read Heart-warming Testimonials from grateful Buyers, Sellers and Developers I was honored to help.

Attention Real Estate Brokers: I recently settled in Northern California and want to hang my Real Estate License with a forward thinking, class oriented real estate organization with like-minded values who would appreciate a self-starter with my extensive experience, knowledge and proven can-do attitude.

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